5 Steps From Question to Finished Project

Here’s exactly what happens before, during, and after you apply. No surprises, no fine print saved for later. This is the part of the financing guide most homeowners ask us about first, so we kept every step short and specific.

1. 1
   Soft inquiry

   Check your options

   Prequalify online or by phone with your name, address, contact information, and date of birth. Foundation Finance uses a soft credit inquiry here, so your credit score isn’t affected.

   You: a few minutes of basic information.
2. 2
   Your rep explains

   Review the programs

   Available programs appear based on what you provided. Your Thrush & Son representative walks through each one, explains the details, and answers questions before you decide anything.

   You: pick the payment and term that fit.
3. 3
   E-signature

   Sign electronically

   When you’re ready, financing documents arrive electronically for review and signature. If you have a co-applicant, both of you receive the documents and sign from wherever you are.

   You: read, sign, done. No office visit.
4. 4
   Loan Completion Certificate

   We complete the project

   Our crew does the work. When it’s finished, a Loan Completion Certificate confirms the project was completed to your satisfaction.

   You: confirm the work is done right.
5. 5
   Lender pays

   Final verification and funding

   Once the completion paperwork is submitted, the lender may verify it, then releases funding according to your agreement. Your only job is enjoying the finished home.

   You: nothing left to do.

Estimate Your Monthly Payment

Pick a project amount, a term, and a rate to see roughly what a month looks like. Set the rate to zero to model a promotional same-as-cash plan. Your lender gives you exact figures once your application is reviewed. Use it alongside this financing guide to plan a budget you’re comfortable with.

What You Can Finance

This financing guide applies to every project we do. Pick yours to see the details.

Rebates and incentives come and go. What lasts is the quality of the products, the skill of the installation crew, and how the whole system performs for decades. Use this financing guide to fund the right work, not just the cheapest version of it.

Dealing with storm damage? Insurance may cover part of the job, and financing can cover the rest, such as your deductible or upgrades like impact-resistant shingles that the claim won’t pay for. Our hail damage guide explains the claim side, and this financing guide handles the rest.